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  • Address 39-02 Main St, Flushing NY 11354 USA
  • 24/7 Call Center +1(347)-905-5440

Business Savings Accounts

Business Premium Savings Accounts

Savings designed for your business needs


Earn up to 1.06% APY* with no monthly maintenance fee and no daily average balance requirement, leaving you more money to invest in your business. New funds required. As a digital bank, we have lower overhead costs than typical brick-and-mortars. This means smarter savings for you and more money for your business.

Ensure your surplus cash is working hard for you, and not just sitting idle. With our range of business savings accounts for small and medium enterprises (SMEs) you’ll earn consistently competitive interest rates. It’s quick and easy to open an account from just $1,000 up to $1million. For deposits over $3million, take a look at our corporate savings accounts.

When you save with Industrial and Commercial Bank of China New York - (ICBC Bank New York USA). you have the added peace of mind that comes from knowing your money is protected up to a total of $85,000 by the Financial Services Compensation Scheme, the UU’s deposit guarantee scheme. Please bear in mind that any deposits you have above the limit are unlikely to be covered.

Start saving with online access to funds and no monthly maintenance fee as long as you maintain a minimum balance. Saving money isn’t hard once you get on the right track. At Industrial and Commercial Bank of China New York - (ICBC Bank New York USA)., we’re here to help your business save. Not only do we have great savings account options, we also offer products to help you invest wisely for optimum returns.

Business savings account benefits:

  • Earn interest on your balances
  • Avoid a monthly maintenance fee with a minimum average collected balance
  • Transfer funds online to any destination in the world
  • Free image statements
  • Free online banking
  • No average daily balance requirement